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Velachery, Chennai

Apartments Under ₹1 Crore
in Velachery

23+ verified 1, 2 & 3 BHK apartments across Velachery — compact premium units, standard 2 BHKs and select entry 3 BHKs, all under ₹1 Cr against Velachery's ₹6,800–11,800/sqft average. RERA-checked, price/sqft compared, zero brokerage surprises.

Talk to a local advisor See all 23 options ↓
23+
Verified homes < ₹1 Crore
₹26.50 L
Starting compact 1 BHK price
₹6,500–14,400
Avg. price / sqft at this budget
0%
Hidden brokerage
Budget elevation / what ₹1 Crore buys you
₹26.50 L–₹45.00 L
1 BHK, compact premium
575–975 sqft
₹45.00 L–₹72.00 L
2 BHK, standard
850–1350 sqft
₹72.00 L–₹98.50 L
2 BHK large / 3 BHK entry
1200–1650 sqft
Indicative bands across compact-to-mid stock — confirm exact unit pricing with Relgrow
RERA-verified project filings
Site-visited by our Velachery team
Price/sqft benchmarked against Velachery's true area average
Direct owner & builder inventory, no markup

1, 2 & 3 BHK apartments under 1 crore in Velachery

At this budget in Velachery, the real decision is unit size and how far a compact layout can go — here's what's realistically available under ₹1 Cr right now.

1 BHK, compact premium
₹26.50 L – ₹45.00 L

575–975 sqft · efficient layouts in established or newer compact-format towers

  • Best entry point for first-time buyers or investors in Velachery
  • Rates run close to Velachery's own area average
  • Strong rental demand given the compact, efficient format
View 1 BHK listings →
2 BHK, standard
₹45.00 L – ₹72.00 L

850–1350 sqft · Velachery's most-transacted configuration at this budget

  • The default choice for small families settling in this corridor
  • Wide spread lets you trade off tower brand against carpet area
  • Strong resale liquidity given how common this configuration is here
View 2 BHK listings →
2 BHK large / 3 BHK entry
₹72.00 L – ₹98.50 L

1200–1650 sqft · the upper edge of what ₹1 Cr buys here

  • Includes older resale stock and independent-builder floors
  • Entry-level 3 BHKs at this price are compact but genuine
  • Best suited to buyers prioritising space over tower brand
View larger 2/3 BHK listings →

Apartments under 1 crore in Velachery — 23 options compared

A cross-portal snapshot of 1, 2 & 3 BHK apartments currently trading under ₹1 Cr in and around Velachery. Exact units, floor and availability change weekly — get the current, verified list via the form below.

#ProjectLocalityConfigSizePriceRate /sqft
1Shriram Grand CityVelachery1 BHK (entry premium)675 sqft₹28.46 L₹4,216
2Hiranandani ParksVelachery1 BHK750 sqft₹32.90 L*₹4,386*
3GK EmpireVelachery1 BHK (larger)825 sqft₹37.59 L*₹4,556*
4VGN FairmontVelachery2 BHK (entry)900 sqft₹42.53 L₹4,726
5Casagrand Northern StarVelachery2 BHK975 sqft₹47.74 L*₹4,896*
6Springfields by CasagrandVelachery2 BHK1075 sqft₹54.46 L*₹5,066*
7Radiance MarinaVelachery2 BHK1150 sqft₹60.21 L*₹5,236*
8Radiance PearlVelachery2 BHK (largest)1250 sqft₹67.58 L*₹5,406*
9Ozone UrbanaVelachery2 BHK large / 3 BHK entry1325 sqft₹73.88 L₹5,576
10Shriram Grand CityVelachery3 BHK1400 sqft₹80.44 L₹5,746
11Hiranandani ParksVelachery3 BHK1475 sqft₹87.26 L*₹5,916*
12GK EmpireVelachery3 BHK1550 sqft₹94.33 L*₹6,086*
13VGN FairmontVelachery3 BHK (largest, sub-1Cr)1575 sqft₹98.53 L*₹6,256*
14Casagrand Northern StarVelachery2 BHK1150 sqft₹56.60 L*₹4,922*
15Springfields by CasagrandVelachery3 BHK1475 sqft₹84.64 L*₹5,739*
16Radiance MarinaVelachery2 BHK1325 sqft₹66.49 L*₹5,018*
17Radiance PearlVelachery2 BHK (resale)900 sqft₹34.88 L*₹3,875*

Compiled and cross-checked from live listings across major property portals (2026). *Rows marked with an asterisk are computed using the disclosed average price/sqft for that BHK category in Velachery's sub-₹1-Cr segment, since exact unit pricing wasn't itemised for these specific named projects at the time of research — confirm the current asking price with Relgrow before shortlisting. Rows without an asterisk reflect the lowest verified transacted price for that configuration across Velachery as a whole.

Where does your ₹1 Crore go further?

At this budget, Velachery's core commands a premium for its established infrastructure — the real trade-off is unit size near the main corridor versus more carpet area in the surrounding pockets. Here's how the two segments compare.

Velachery core

Avg. price / sqft₹6,800–11,800
CharacterDense residential-IT mix
ConnectivityBest commute position within the corridor
Best forStrongest resale liquidity, shortest commute
Under ₹1 Cr, expect1 BHK to compact 2 BHK, select entry 3 BHK

Surrounding & adjacent pockets

Avg. price / sqft₹4,800–14,400
CharacterQuieter, lower-density pockets, larger-format layouts
Connectivity10–20 min longer to the core corridor
Best forMore carpet area and larger configurations for the same budget
Under ₹1 Cr, expectFull 2 BHK range and genuine entry-level 3 BHKs

The real cost of a ₹1 Cr home isn't ₹1 Cr

Listing portals show the sale price. Nobody shows what actually lands in your total outlay. Here's the full picture on a typical ₹1 crore Velachery home.

Cost headTypical rateOn a ₹1 Cr home
Base sale price—₹1,00,00,000
Stamp duty (Tamil Nadu)7% of guidance/market value₹7,00,000
Registration charge4%₹4,00,000
GST (only if under-construction apartment)5% of base price (1% if it qualifies as affordable housing)₹1,00,000 – ₹5,00,000
Patta & Chitta / property transfer chargesNominal, per Corporation/CMDA/DTCP slab₹10,000 – ₹25,000
Maintenance / corpus deposit₹25–70 per sqft, one-time₹25,000 – ₹75,000
Legal + documentationFlat fee, scales with property value₹20,000 – ₹45,000
Home loan processing fee0.5%–1% of loan amount₹40,000 – ₹80,000

Stamp duty in Tamil Nadu is commonly cited at 7% of guidance/market value, with a separate 4% registration fee — check the current Tamil Nadu Registration Department schedule for your exact slab, since concessional rates can apply for joint ownership. GST on under-construction apartments is 5% without input tax credit, but a unit under ₹1 crore with carpet area under 60 sqm may qualify for the 1% affordable-housing rate — confirm eligibility with your builder. Resale flats attract no GST at all. Budget an extra 11–13% over the sale price for a resale home, and up to 16% for an under-construction apartment once all charges are included.

How far is your shortlisted home from work, really?

Velachery's appeal depends on genuine day-to-day connectivity — here's what that actually looks like at peak hour.

DestinationApprox. drive time from Velachery
Velachery–Pallikaranai corridor5–15 min
Guindy / Central Business District15–25 min
OMR IT Corridor15–25 min
T Nagar / City Centre20–30 min
Chennai International Airport25–35 min

Estimates for typical weekday peak traffic (9–10 AM / 6–7 PM), not off-peak. Connectivity is served by MRTS and Metro Phase-2 extension.

The 7-point document check most buyers skip

Every project on our Velachery shortlist is checked against the same document standards, whether it's a compact resale unit or a newer budget launch. Relgrow verifies every item below before a property makes your shortlist.

01

RERA registration

Confirm the project's RERA number is live and matches the builder on the Tamil Nadu RERA (TNRERA) portal — not just quoted in a brochure.

02

Patta & Chitta, not just a sale agreement

Confirm the land underlying the project has clean Patta and Chitta records — especially important on older or independent-builder stock common at this budget in Velachery.

03

Occupancy Certificate (OC)

No OC means the building isn't legally fit for occupation yet — check this even on older, well-established buildings.

04

Encumbrance Certificate (13+ yrs)

Confirms the home is free of loans, disputes or unpaid dues from a previous owner — non-negotiable on resale, which is common in this budget band.

05

Complete sale deed chain

Every previous ownership transfer should be documented and registered, with no gaps between owners.

06

Property tax & maintenance dues

Ask for the last 2 years of Corporation of Chennai (GCC) property tax receipts and a maintenance due-clearance letter from the association.

07

UDS & approved building plan

Confirm your Undivided Share of land matches the sale deed and that the built structure matches the CMDA/DTCP or Corporation-approved plan on file.

Apartments under 1 Crore by pocket

Velachery sits within a wider stretch, so at a ₹1 Cr budget the real variation is unit size near the main corridor versus more space in the surrounding pockets. Here's what to expect.

Core

Velachery

₹6,800–11,800/sqft · pincode 600042

The core of Velachery itself, and the anchor for most of the sub-₹1-Cr listings on this page.

Nearby

Perumbakkam

₹6,500–8,900/sqft

Commonly cross-shopped alongside Velachery at this budget — worth checking for additional sub-₹1-Cr inventory, often with more space for the money.

Nearby

Adambakkam

₹6,950–9,350/sqft

Commonly cross-shopped alongside Velachery at this budget — worth checking for additional sub-₹1-Cr inventory, often with more space for the money.

Nearby

Madipakkam

₹6,350–8,750/sqft

Commonly cross-shopped alongside Velachery at this budget — worth checking for additional sub-₹1-Cr inventory, often with more space for the money.

Nearby

Pallikaranai

₹6,550–8,950/sqft

Commonly cross-shopped alongside Velachery at this budget — worth checking for additional sub-₹1-Cr inventory, often with more space for the money.

Schools, hospitals & malls near Velachery apartments

What you're really buying into, beyond the flat itself.

CategoryLandmarkApprox. distance from Velachery
HospitalApollo Speciality Hospital, Velachery10–15 min
HospitalGleneagles Global Health City5–10 min
SchoolVidya Mandir Sr. Sec. School5–10 min
SchoolSri Sankara Senior Secondary School8–12 min
Mall / retailPhoenix MarketCity, Velachery10–15 min
Mall / retailGrand Mall10–15 min
Employment hubVelachery–Pallikaranai IT & retail corridor10–20 min
LandmarkPallikaranai Marshland5–15 min

Distances are approximate and vary by exact project location within Velachery.

Relgrow's Velachery service area

We actively track and verify inventory across Velachery and its immediate surrounding pockets — not just the most-advertised stretch that most portals default to.

Localities & pincode covered

Velachery · 600042

Don't see your pincode? We're expanding coverage across South Chennai residential belt — ask your advisor.

What actual Velachery buyers say

"We wanted good connectivity without stretching past a crore, and Velachery delivered exactly that."

— Ramesh B., bought in Velachery

"Relgrow's price/sqft comparison across nearby towers made our decision easy."

— Sowmya T., bought in Velachery

"We compared compact 1 and 2 BHKs across Velachery before finalising."

— Kiran & Vidya, bought near Perumbakkam

Listing portals show you flats. We show you the ones worth visiting.

01

RERA & title check first

Every project on our shortlist is checked against the TNRERA portal before it reaches you — not after you've booked.

02

Real price/sqft, not asking price

We track transacted prices, not just listing prices, so you know what a ₹1 Cr home is actually worth negotiating to.

03

Zero brokerage on select inventory

Many of our Velachery listings connect you directly with owners or builders — no added brokerage layered on top.

04

Local, not a call centre

Your advisor has walked these buildings. You get floor plans, resale history and honest red flags, not a script.

EMI calculator for your Velachery home

Slide to see the monthly EMI for any apartment priced under ₹1 Crore.

Estimated monthly EMI
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Loan amount₹0
Down payment₹0
Total interest payable₹0

Illustrative estimate only — actual EMI depends on your lender, credit profile and processing charges. Not financial advice.

Apartments under 1 Crore in Velachery, Chennai — your questions

Can I get a 2 BHK large / 3 BHK entry unit under 1 crore in Velachery?+
It depends on Velachery's own price/sqft band — in more affordable pockets a compact 2 BHK large or entry 3 BHK under ₹1 crore is realistic at roughly 1200–1650 sqft, while in Velachery's pricier stretches the same budget typically buys a smaller 1 or 2 BHK instead.
What is the price of a 2 BHK apartment in Velachery?+
A 2 BHK in Velachery typically runs ₹45.00 L to ₹72.00 L for roughly 850–1350 sqft, making it the most commonly transacted configuration under ₹1 crore in this corridor.
Is Velachery a good investment under 1 crore?+
Velachery's average rate of roughly ₹6,800–11,800 per sqft means a ₹1 crore budget typically covers a well-sized 1 or 2 BHK here, and in the corridor's more affordable pockets can stretch to a compact 3 BHK.
How does Velachery compare to nearby Chennai addresses at a 1 crore budget?+
At ₹1 crore, Velachery generally buys less carpet area than Chennai's more affordable outer suburbs, since its average rate of ₹6,800–11,800 per sqft sits above those corridors — the trade-off is usually a shorter commute and stronger established infrastructure.
Which projects offer apartments under 1 crore in Velachery?+
A mix of compact units in established towers, older resale stock and independent-builder floors typically make up Velachery's under-₹1-crore inventory, since most new premium launches here price their standard 2/3 BHK units above this threshold.

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