Apartments Under ₹5 Crore
in Pammal
13+ verified 4 & 5 BHK apartments across Pammal — luxury towers, sky-villas and top-floor units, all under ₹5 Cr against Pammal's ₹5,200–9,500/sqft average. RERA-checked, price/sqft compared, zero brokerage surprises.
4 & 5 BHK apartments under 5 crore in Pammal
At this budget, Pammal's premium towers and top-floor units are fully in reach — the real decision is tower brand and floor rather than whether you can afford the corridor at all. Here's what's realistically available under ₹5 Cr right now.
5500–6950 sqft · genuine premium-tower stock with fuller amenity sets
- The default upgrade choice for families settling in this corridor
- Rates run close to Pammal's own area average
- Strong resale liquidity given how common this configuration is here
6100–7200 sqft · Pammal's most spacious commonly-transacted configuration at this budget
- Wide spread lets you trade off tower brand against carpet area
- Entry-level 5 BHKs with larger balconies typically start here
- Best fit for families wanting more space without leaving the corridor
6400–7100 sqft · top-tier luxury towers, sky-villas and branded-residence penthouses
- The upper edge of what ₹5 Cr buys in Pammal specifically
- Includes duplexes and top-floor units with private terraces
- Best suited to families wanting maximum space within the corridor
Apartments under 5 crore in Pammal — 13 options compared
A cross-portal snapshot of 4 & 5 BHK apartments currently trading under ₹5 Cr in and around Pammal. Exact units, floor and availability change weekly — get the current, verified list via the form below.
| # | Project | Locality | Config | Size | Price | Rate /sqft |
|---|---|---|---|---|---|---|
| 1 | Shriram Grand City | Pammal | 4 BHK (entry premium) | 5775 sqft | ₹3.00 Cr | ₹5,200 |
| 2 | Jain Aakruthi Grand | Pammal | 4 BHK | 6050 sqft | ₹3.25 Cr* | ₹5,365* |
| 3 | VGN Fairmont | Pammal | 4 BHK (larger) | 6325 sqft | ₹3.50 Cr* | ₹5,529* |
| 4 | Appaswamy Greenpark | Pammal | 4 BHK large (entry) | 6575 sqft | ₹3.74 Cr | ₹5,694 |
| 5 | Radiance Marina | Pammal | 4 BHK large | 6825 sqft | ₹4.00 Cr* | ₹5,859* |
| 6 | Olympia Grande | Pammal | 4 BHK large | 7050 sqft | ₹4.25 Cr* | ₹6,023* |
| 7 | Radiance Pearl | Pammal | 4 BHK large | 7275 sqft | ₹4.50 Cr* | ₹6,188* |
| 8 | TVH Ouranya Bay | Pammal | 4 BHK large (largest) | 7325 sqft | ₹4.65 Cr* | ₹6,353* |
| 9 | Shriram Grand City | Pammal | 4 BHK large / 5 BHK entry | 7375 sqft | ₹4.81 Cr | ₹6,517 |
| 10 | Jain Aakruthi Grand | Pammal | 5 BHK | 7325 sqft | ₹4.89 Cr | ₹6,682 |
| 11 | VGN Fairmont | Pammal | 5 BHK | 7225 sqft | ₹4.95 Cr* | ₹6,847* |
| 12 | Appaswamy Greenpark | Pammal | 5 BHK | 7100 sqft | ₹4.98 Cr* | ₹7,011* |
| 13 | Radiance Marina | Pammal | 5 BHK / sky-villa (top-tier) | 6950 sqft | ₹4.99 Cr* | ₹7,176* |
| 14 | Olympia Grande | Pammal | 4 BHK large | 7275 sqft | ₹4.23 Cr* | ₹5,817* |
| 15 | Radiance Pearl | Pammal | 5 BHK | 7225 sqft | ₹4.80 Cr* | ₹6,641* |
| 16 | TVH Ouranya Bay | Pammal | 4 BHK large | 7375 sqft | ₹4.33 Cr* | ₹5,866* |
| 17 | Shriram Grand City | Pammal | 4 BHK large (resale) | 6575 sqft | ₹3.07 Cr* | ₹4,669* |
Compiled and cross-checked from live listings across major property portals (2026). *Rows marked with an asterisk are computed using the disclosed average price/sqft for that BHK category in Pammal's sub-₹5-Cr segment, since exact unit pricing wasn't itemised for these specific named projects at the time of research — confirm the current asking price with Relgrow before shortlisting. Rows without an asterisk reflect the lowest verified transacted price for that configuration across Pammal as a whole.
Where does your ₹5 Crore go further?
At this budget, Pammal's core commands a premium for its established infrastructure — the real trade-off is unit size near the main corridor versus more carpet area in the surrounding pockets. Here's how the two segments compare.
Pammal core
Surrounding & adjacent pockets
The real cost of a ₹5 Cr home isn't ₹5 Cr
Listing portals show the sale price. Nobody shows what actually lands in your total outlay. Here's the full picture on a typical ₹5 crore Pammal home.
| Cost head | Typical rate | On a ₹5 Cr home |
|---|---|---|
| Base sale price | — | ₹5,00,00,000 |
| Stamp duty (Tamil Nadu) | 7% of guidance/market value | ₹35,00,000 |
| Registration charge | 4% | ₹20,00,000 |
| GST (only if under-construction apartment) | 5% of base price (no affordable-housing concession at this value) | ₹0 – ₹25,00,000 |
| Patta & Chitta / property transfer charges | Nominal, per Corporation/CMDA/DTCP slab | ₹40,000 – ₹90,000 |
| Maintenance / corpus deposit | ₹30–80 per sqft, one-time | ₹2,00,000 – ₹4,50,000 |
| Legal + documentation | Flat fee, scales with property value | ₹75,000 – ₹1,60,000 |
| Home loan processing fee | 0.5%–1% of loan amount | ₹2,00,000 – ₹4,00,000 |
Stamp duty in Tamil Nadu is commonly cited at 7% of guidance/market value, with a separate 4% registration fee — check the current Tamil Nadu Registration Department schedule for your exact slab, since concessional rates can apply for joint ownership. GST on under-construction apartments is 5% without input tax credit; at this value most units won't qualify for the 1% affordable-housing rate, since that concession is capped by carpet area and value — confirm which slab your shortlisted unit falls under, as resale flats attract no GST at all. Budget an extra 11–13% over the sale price for a resale home, and up to 16% for an under-construction apartment once all charges are included.
How far is your shortlisted home from work, really?
Pammal's appeal depends on genuine day-to-day connectivity — here's what that actually looks like at peak hour.
| Destination | Approx. drive time from Pammal |
|---|---|
| GST Road / Tambaram terminus | 5–15 min |
| Guindy / Central Business District | 20–30 min |
| Chennai International Airport | 15–25 min |
| T Nagar / City Centre | 30–40 min |
| OMR IT Corridor | 30–45 min |
Estimates for typical weekday peak traffic (9–10 AM / 6–7 PM), not off-peak. Connectivity is served by Chennai Suburban Rail; Metro extension planned.
The 7-point document check most buyers skip
Every project on our Pammal shortlist is checked against the same document standards, whether it's an established tower or a newer premium launch. Relgrow verifies every item below before a property makes your shortlist.
RERA registration
Confirm the project's RERA number is live and matches the builder on the Tamil Nadu RERA (TNRERA) portal — not just quoted in a brochure.
Patta & Chitta, not just a sale agreement
Confirm the land underlying the project has clean Patta and Chitta records — especially important on older or independent-builder stock in Pammal.
Occupancy Certificate (OC)
No OC means the building isn't legally fit for occupation yet — check this even on older, well-established buildings.
Encumbrance Certificate (13+ yrs)
Confirms the home is free of loans, disputes or unpaid dues from a previous owner — non-negotiable on resale, which is common in this budget band.
Complete sale deed chain
Every previous ownership transfer should be documented and registered, with no gaps between owners.
Property tax & maintenance dues
Ask for the last 2 years of Corporation of Chennai (GCC) property tax receipts and a maintenance due-clearance letter from the association.
UDS & approved building plan
Confirm your Undivided Share of land matches the sale deed and that the built structure matches the CMDA/DTCP or Corporation-approved plan on file.
Apartments under 5 Crore by pocket
Pammal spans a wide stretch, so at a ₹5 Cr budget the real variation is tower brand near the main corridor versus more space in the surrounding pockets. Here's what to expect.
Pammal
₹5,200–9,500/sqft · pincode 600075
The core of Pammal itself, and the anchor for most of the sub-₹5-Cr listings on this page.
St Thomas Mount
₹5,150–7,550/sqft
Commonly cross-shopped alongside Pammal at this budget — worth checking for additional sub-₹5-Cr inventory, often with more space for the money.
Sembakkam
₹4,950–7,350/sqft
Commonly cross-shopped alongside Pammal at this budget — worth checking for additional sub-₹5-Cr inventory, often with more space for the money.
Pallavaram
₹4,950–7,350/sqft
Commonly cross-shopped alongside Pammal at this budget — worth checking for additional sub-₹5-Cr inventory, often with more space for the money.
Chromepet
₹5,250–7,650/sqft
Commonly cross-shopped alongside Pammal at this budget — worth checking for additional sub-₹5-Cr inventory, often with more space for the money.
Schools, hospitals & malls near Pammal apartments
What you're really buying into, beyond the flat itself.
| Category | Landmark | Approx. distance from Pammal |
|---|---|---|
| Hospital | Chettinad Hospital & Research Institute | 10–15 min |
| Hospital | Bhaktavatsalam Hospital | 5–10 min |
| School | St. John's Matriculation School | 5–10 min |
| School | National Public School, Chromepet | 8–12 min |
| Mall / retail | Grand Mall, Chrompet | 10–15 min |
| Mall / retail | VGP Mall | 10–15 min |
| Employment hub | GST Road / Tambaram railway & bus terminus corridor | 10–20 min |
| Landmark | Chromepet Lake | 5–15 min |
Distances are approximate and vary by exact project location within Pammal.
Relgrow's Pammal service area
We actively track and verify inventory across Pammal and its immediate surrounding pockets — not just the most-advertised stretch that most portals default to.
Localities & pincode covered
Don't see your pincode? We're expanding coverage across Chennai southwest suburbs (Tambaram belt) — ask your advisor.
What actual Pammal buyers say
"We wanted strong connectivity without going fully premium-central, and Pammal delivered exactly that."
— Ramesh B., bought in Pammal
"Relgrow's price/sqft comparison across nearby towers made our decision easy."
— Sowmya T., bought in Pammal
"We compared luxury 4 and 5 BHKs across Pammal before finalising near our shortlist."
— Kiran & Vidya, bought near St Thomas Mount
Listing portals show you flats. We show you the ones worth visiting.
RERA & title check first
Every project on our shortlist is checked against the TNRERA portal before it reaches you — not after you've booked.
Real price/sqft, not asking price
We track transacted prices, not just listing prices, so you know what a ₹5 Cr home is actually worth negotiating to.
Zero brokerage on select inventory
Many of our Pammal listings connect you directly with owners or builders — no added brokerage layered on top.
Local, not a call centre
Your advisor has walked these buildings. You get floor plans, resale history and honest red flags, not a script.
EMI calculator for your Pammal home
Slide to see the monthly EMI for any apartment priced under ₹5 Crore.
Illustrative estimate only — actual EMI depends on your lender, credit profile and processing charges. Not financial advice.
Apartments under 5 Crore in Pammal, Chennai — your questions
Apartments under 5 Crore — browse all Chennai localities
Relgrow tracks under-₹5-Crore inventory across 93 Chennai localities. Jump straight to any of them below.
Get this month's verified list — free
Tell us your budget and configuration. A local Relgrow advisor sends you a shortlist within 24 hours — no spam calls, no forced site visits.
Get free shortlistResidential Interior Designers
Apartment Interior Designers
Villa Interior Designers
Commercial Interior Designers
- Residential Interior Designers in Hyderabad
- Residential Interior Designers in Delhi
- Residential Interior Designers in Kolkata
- Residential Interior Designers in Mumbai
- Residential Interior Designers in Pune
- Interior Designers in Kochi
- Interior Designers in Bangalore
- Interior Designers in Chennai
- Interior Designers in Coimbatore
- Interior Designers in Hyderabad
- Interior Designers in Delhi
- Interior Designers in Kolkata
- Interior Designers in Mumbai
- Interior Designers in Pune
- Interior Designers in Kerala
- Interior Designers in Trivandrum
- Interior Designers in Kannur
- Interior Designers in Palakkad
- Interior Designers in Calicut
- Interior Designers in Malappuram
- Interior Designers in Kozhikode
- Interior Designers in Kollam
- Interior Designers in Thrissur
- Interior Designers in Alappuzha
- Interior Designers in Kottayam
- Interior Designers in Pathanamthitta
- Interior Designers in Perinthalmanna
Interior Designers
Relisphere Infra Private Limited
We choose to simplify complex designs and turn them into beautiful masterpieces. Relgrow’s expert team aims to reshape and innovate the current blueprints of construction. Our work guarantees that you get the best-in-class outcome.