GST Guide

GST on Apartments in Bangalore

A practical guide to how GST applies to apartment purchases in Bangalore — the key distinction is construction status, not location.

25+
Verified homes tracked
₹75L+
Starting price
0%
Hidden brokerage
0%
Hidden brokerage
What Relgrow checks before you do
RERA registrationVerified first
Title & khata typeA-Khata preferred
Price benchmarkTransacted, not asking
BrokerageZero on select inventory

Illustrative only — actual pricing and availability vary by project and change frequently.

RERA-checked listings only
Zero brokerage on select inventory
Local advisors who've walked the buildings
Price/sqft compared, not guessed

When GST applies and when it doesn't

A quick reference for the fundamental GST distinction on apartment purchases.

Under-construction
Current applicable rate

GST applicable

  • Charged on the property value for units without occupancy certificate.
Ready-to-move (with OC)
N/A

GST not applicable

  • No GST once a project has received its occupancy certificate.
Resale property
N/A

GST not applicable

  • Secondary sales between individuals don't attract GST.

GST applicability by property status

A quick reference — always confirm current rates with a tax advisor.

Property statusGST applicabilityNotes
Under-constructionApplicableCharged on property value
Ready-to-move (OC received)Not applicableNo GST once OC is issued
Resale (secondary sale)Not applicableBetween individual buyer and seller

Figures are indicative market ranges for orientation only, not price quotes for any specific project — always verify current pricing with the project's RERA filing.

What's typically available in this range

This is the kind of inventory Relgrow actively tracks in this category. Talk to your advisor for today's verified, live shortlist.

Example projectLocalityConfigurationSizeIndicative priceStatus
Trinity TerracesWhitefield4 BHK2557 sqft₹1.62 CrNew launch
Harbour CourtyardMarathahalli3 BHK1999 sqft₹1.06 CrUnder construction
Amber GroveIndiranagar4 BHK2031 sqft₹1.36 CrReady to move
Harbour PinnacleIndiranagar2 BHK1113 sqft₹1.26 CrReady to move
Meadow GreensHebbal4 BHK2880 sqft₹1.32 CrUnder construction
Orchid SquareHebbal3 BHK2063 sqft₹1.11 CrUnder construction
Silver Oak GardensNorth Bangalore4 BHK3107 sqft₹1.78 CrReady to move
Maple ManorHSR Layout3 BHK1548 sqft₹1.80 CrReady to move
Riverstone CourtyardBellandur2 BHK1286 sqft₹1.15 CrReady to move
Maple HeightsIndiranagar2 BHK1188 sqft₹1.61 CrReady to move
Palm Grove TerracesNorth Bangalore2 BHK1237 sqft₹1.29 CrNew launch
Cedar VistaJP Nagar2 BHK1209 sqft₹98.7 LUnder construction
Sapphire HeightsHSR Layout1 BHK583 sqft₹1.72 CrReady to move

Names below illustrate the range of inventory you can expect — for the current, verified listings with confirmed pricing and RERA status, your advisor will send you the live shortlist.

Listing portals show you flats. We show you the ones worth visiting.

01

RERA & title check first

Every project on our shortlist is checked against the Karnataka RERA portal before it reaches you — not after you've booked.

02

Real price/sqft, not asking price

We track transacted ranges, not just listing prices, so you know what a home is actually worth negotiating to.

03

Zero brokerage on select inventory

Many of our listings connect you directly with owners or builders — no added brokerage layered on top.

04

Local, not a call centre

Your advisor has walked these buildings. You get floor plans, resale history and honest red flags, not a script.

EMI calculator for your Bangalore home

Slide to see the estimated monthly EMI for any apartment in your budget range.

Estimated monthly EMI
₹0
Loan amount₹0
Down payment₹0
Total interest payable₹0

Illustrative estimate only — actual EMI depends on your lender, credit profile and processing charges. Not financial advice.

GST on Apartments in Bangalore — your questions

Do I pay GST on a ready-to-move apartment in Bangalore?+
No — GST doesn't apply once a project has received its occupancy certificate; it's specifically charged on under-construction properties.
Is GST rate the same for affordable and premium housing?+
GST rates have historically differed by category (affordable vs other housing) — always confirm the current applicable rate with your builder or a tax advisor, as rates can change.
How does Relgrow verify a project before listing it?+
Every project shown for GST-related listings is checked against the Karnataka RERA portal, along with khata type and sanctioned building plan, before it's added to any shortlist.

Get this month's verified list — free

Tell us your budget and configuration. A local Relgrow advisor sends you a shortlist within 24 hours — no spam calls, no forced site visits.

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