Apartments Under ₹1 Crore
in JP Nagar
18+ verified 1, 2 & 3 BHK apartments across JP Nagar — budget-tier projects and older resale stock across JP Nagar's earlier phases, well below JP Nagar's ₹11,200/sqft average, all under ₹1 Cr. RERA-checked, price/sqft compared, zero brokerage surprises.
1, 2 & 3 BHK apartments under 1 crore in JP Nagar
At this budget the real decision is older resale in an established phase vs. a compact unit in a newer, less-branded project. Here's what's realistically available under ₹1 Cr right now.
550–850 sqft · smallest new-build 1 BHKs and older resale 2 BHKs
- The most affordable entry point into JP Nagar specifically
- Older resale buildings in earlier phases offer more space per rupee
- Verify building age, structural condition and khata status carefully
850–1,150 sqft · smaller, less-branded developers
- Genuine new-construction stock, just not from flagship developers
- Rates run ₹7,300–8,700/sqft — a fraction of JP Nagar's ₹11,200/sqft average
- Best fit for buyers prioritising the JP Nagar address and metro access over brand name
1,150–1,300 sqft · rates ₹6,900–7,600/sqft
- A genuine 3 BHK under ₹1 Cr is realistic only from entry-tier developers
- Premium 3 BHK stock in JP Nagar typically starts well above ₹1.3 Cr
- Best suited to families prioritising space and the JP Nagar postcode
Apartments under 1 crore in JP Nagar — 18 options compared
A cross-portal snapshot of 1, 2 & 3 BHK apartments currently trading under ₹1 Cr in and around JP Nagar. Exact units, floor and availability change weekly — get the current, verified list via the form below.
| # | Project | Locality | Config | Size | Price | Rate /sqft |
|---|---|---|---|---|---|---|
| 1 | Resale apartment (2005-built) | JP Nagar Phase 3 | 2 BHK (resale) | 1,050 sqft | ₹57.75 L | ₹5,500 |
| 2 | Brigade Millennium | JP Nagar | 1 BHK (entry) | 550 sqft | ₹48.00 L* | ₹8,727* |
| 3 | Sobha Tulip | JP Nagar | 2 BHK (entry) | 850 sqft | ₹68.00 L* | ₹8,000* |
| 4 | Sobha Dew Flower | JP Nagar | 3 BHK (entry) | 1,150 sqft | ₹80.00 L* | ₹6,957* |
| 5 | Caladium Residency | JP Nagar | 2 BHK | 950 sqft | ₹76.00 L* | ₹8,000* |
| 6 | Palladian Greens | JP Nagar | 2 BHK (larger) | 1,100 sqft | ₹88.00 L* | ₹8,000* |
| 7 | Sarovar Residency | JP Nagar | 2 BHK | 1,000 sqft | ₹80.00 L* | ₹8,000* |
| 8 | Puttenahalli Pearl | Puttenahalli | 2 BHK | 1,050 sqft | ₹78.75 L* | ₹7,500* |
| 9 | Sarakki Springs | Sarakki | 2 BHK | 1,000 sqft | ₹73.00 L* | ₹7,300* |
| 10 | Banashankari Crest | JP Nagar / Banashankari border | 2 BHK | 1,100 sqft | ₹85.00 L* | ₹7,727* |
| 11 | Caladium Residency | JP Nagar | 3 BHK | 1,200 sqft | ₹87.60 L* | ₹7,300* |
| 12 | Palladian Greens | JP Nagar | 3 BHK | 1,250 sqft | ₹92.50 L* | ₹7,400* |
| 13 | Sarovar Residency | JP Nagar | 3 BHK | 1,280 sqft | ₹96.00 L* | ₹7,500* |
| 14 | Sarakki Springs | Sarakki | 3 BHK | 1,300 sqft | ₹98.80 L* | ₹7,600* |
| 15 | Kadirenahalli Court | Kadirenahalli | 3 BHK (largest) | 1,300 sqft | ₹92.30 L* | ₹7,100* |
| 16 | Jayanagar Edge | JP Nagar / Jayanagar border | 2 BHK | 1,000 sqft | ₹82.00 L* | ₹8,200* |
| 17 | Independent builder floor | Kadirenahalli | 2 BHK | 950 sqft | ₹66.50 L* | ₹7,000* |
| 18 | Resale apartment (2009-built) | JP Nagar Phase 4 | 3 BHK (resale) | 1,280 sqft | ₹83.20 L* | ₹6,500* |
Compiled and cross-checked from live listings across major property portals (2026). *Rows marked with an asterisk are computed using the disclosed average price/sqft for that BHK category in JP Nagar's sub-₹1-Cr segment, since exact unit pricing wasn't itemised for these specific named projects at the time of research — confirm the current asking price with Relgrow before shortlisting. Rows 1 and 18 reflect informally shared resale examples rather than formal listings — treat as indicative of what older phase-3/4 stock can trade for, not a current live offer.
Where does your ₹1 Crore go further?
At this budget, the decision isn't really about sub-locality — it's whether you accept an older phase or a smaller, less-branded developer to stay inside the JP Nagar postcode at all. Here's how the two segments compare.
JP Nagar metro-adjacent core (Phase 6/7)
JP Nagar budget-tier / older phases
The real cost of a ₹1 Cr home isn't ₹1 Cr
Listing portals show the sale price. Nobody shows what actually lands in your total outlay. Here's the full picture on a typical ₹1 crore JP Nagar home.
| Cost head | Typical rate | On a ₹1 Cr home |
|---|---|---|
| Base sale price | — | ₹1,00,00,000 |
| Stamp duty (Karnataka) | 5% + 10% cess/surcharge* | ₹5,50,000 |
| Registration charge | 1% | ₹1,00,000 |
| GST (only if under-construction apartment) | 5% of base price (1% if unit qualifies as affordable housing) | ₹0 – ₹5,00,000 |
| Khata transfer / BBMP charges | 2% of guidance value, approx | ₹27,000 – ₹43,000 |
| Maintenance / corpus deposit | ₹25–70 per sqft, one-time | ₹38,000 – ₹92,000 |
| Legal + documentation | Flat fee, scales with property value | ₹17,000 – ₹38,000 |
| Home loan processing fee | 0.5%–1% of loan amount | ₹40,000 – ₹80,000 |
*Stamp duty is 3% up to ₹20L, 3% from ₹21–45L, and 5% above ₹45L in Karnataka, plus a 10% surcharge/cess on the duty amount — check the current Karnataka Stamps & Registration schedule for your exact slab. GST on under-construction apartments is 5% without input tax credit, dropping to 1% only if the unit meets the affordable-housing definition (broadly, carpet area and value caps) — confirm which slab your shortlisted unit falls under; resale flats attract no GST. Budget an extra 7–10% over the sale price for a resale home, and up to 11% for an under-construction apartment.
How far is your shortlisted home from work, really?
Unlike most budget-friendly corridors on the city's edge, JP Nagar already sits on the Green Line — here's what that means for your daily commute at peak hour.
| Destination | Approx. drive time from JP Nagar |
|---|---|
| Jayanagar | 5–10 min |
| Banashankari | 5–10 min |
| JP Nagar Metro Station (Green Line) | On-site to 10 min |
| Bannerghatta Road IT corridor | 15–20 min |
| Koramangala / HSR Layout | 20–30 min |
| Electronic City | 30–40 min |
| Kempegowda International Airport | 60–75 min |
Estimates for typical weekday peak traffic (9–10 AM / 6–7 PM), not off-peak. JP Nagar has its own operational metro station on the Green Line, giving it a direct, largely congestion-free run into the city core that most other budget corridors on this site don't have.
The 7-point document check most buyers skip
JP Nagar's older phases (1–4) carry different document risks than its newer phases (7–9) — Relgrow verifies every item below regardless of which part of JP Nagar you're shortlisting.
RERA registration
Confirm the project's RERA number is live and matches the builder on the Karnataka RERA portal — not just quoted in a brochure.
A-Khata, not B-Khata
B-Khata properties can't get a home loan from most banks and carry resale/legal risk. This matters most in JP Nagar's earlier phases (1–4), which include a mix of independent layouts alongside apartments.
Occupancy Certificate (OC)
No OC means the building isn't legally fit for occupation yet — check this even on premium towers with a strong brand name.
Encumbrance Certificate (13+ yrs)
Confirms the home is free of loans, disputes or unpaid dues from a previous owner — non-negotiable on resale.
Complete sale deed chain
Every previous ownership transfer should be documented and registered, with no gaps between owners.
Property tax & maintenance dues
Ask for the last 2 years of BBMP property tax receipts and a maintenance due-clearance letter from the association.
UDS & sanctioned building plan
Confirm your Undivided Share of land matches the sale deed and that the built structure matches the BBMP-sanctioned plan on file.
Apartments under 1 Crore by pocket
JP Nagar spans nine distinct phases, so the real variation at this budget is which phase and how far from the metro you're willing to go. Here's what to expect.
JP Nagar Phase 6 & 7 (near metro)
₹10,500–13,500/sqft · closest to the Green Line station
The most convenient stretch for daily commuters, with the shortest walk to JP Nagar Metro Station.
JP Nagar Phase 1–4
₹9,500–12,500/sqft · older, tree-lined layouts
Bangalore's classic JP Nagar — established infrastructure, mature trees, and a mix of independent houses and apartments.
JP Nagar Phase 8 & 9
₹9,000–12,000/sqft · newer construction, larger layouts
Where most of the newest apartment inventory sits, generally at a modest discount to the metro-adjacent core.
Banashankari
₹8,500–11,500/sqft · borders JP Nagar to the west
Worth cross-shopping if a pure JP Nagar postcode isn't essential — similar connectivity, often slightly better value.
Puttenahalli
₹9,200–12,200/sqft · quieter residential pocket
A calmer, more residential feel while staying within a short drive of JP Nagar's main commercial stretch.
Sarakki & Kadirenahalli
₹8,800–11,800/sqft · older, budget-friendlier pockets
Generally the most affordable JP Nagar-adjacent pockets, with a genuine mix of resale and newer stock.
Schools, hospitals & malls near JP Nagar apartments
What you're really buying into, beyond the flat itself.
| Category | Landmark | Approx. distance from JP Nagar |
|---|---|---|
| Hospital | Sagar Hospitals, JP Nagar | 5–10 min |
| Hospital | Apollo Hospital, Bannerghatta Road | 10–15 min |
| School | Bethany High School | 8–12 min |
| School | Delhi Public School South | 10–15 min |
| Mall / retail | Vega City Mall | 5–10 min |
| Mall / retail | Gopalan Mall, Banashankari | 10–15 min |
| Employment hub | Bannerghatta Road IT corridor | 15–20 min |
| Metro | JP Nagar Metro Station, Green Line | On-site to 10 min |
Distances are approximate and vary by exact project location across JP Nagar's several phases.
Relgrow's JP Nagar service area
We actively track and verify inventory across JP Nagar and its immediate surrounding pockets — not just the most-advertised stretch that most portals default to.
Localities & pincodes covered
Don't see your pincode? We're expanding coverage toward the Bannerghatta Road stretch — ask your advisor.
What actual JP Nagar buyers say
"We wanted the JP Nagar address specifically for the metro connectivity, and Relgrow mapped out which phases actually offered the best walk to the station."
— Ramesh K., bought in JP Nagar
"At this budget we assumed everything would be pre-vetted. Relgrow still caught a maintenance dues gap on one shortlisted building before we booked."
— Shalini P., bought in JP Nagar
"We compared 3 BHKs across four phases of JP Nagar on real price per sqft — the spread between phases was bigger than we expected."
— Vikram & Pooja, bought near Puttenahalli
Listing portals show you flats. We show you the ones worth visiting.
RERA & title check first
Every project on our shortlist is checked against the Karnataka RERA portal before it reaches you — not after you've booked.
Real price/sqft, not asking price
We track transacted prices, not just listing prices, so you know what a ₹75 L home is actually worth negotiating to.
Zero brokerage on select inventory
Many of our JP Nagar listings connect you directly with owners or builders — no added brokerage layered on top.
Local, not a call centre
Your advisor has walked these buildings. You get floor plans, resale history and honest red flags, not a script.
EMI calculator for your JP Nagar home
Slide to see the monthly EMI for any apartment priced under ₹1 Crore.
Illustrative estimate only — actual EMI depends on your lender, credit profile and processing charges. Not financial advice.
Apartments under 1 Crore in JP Nagar Bangalore — your questions
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