Banaswadi, North-East Bangalore

Apartments Under ₹1 Crore
in Banaswadi

15+ verified 1, 2 & 3 BHK apartments across Banaswadi — budget-tier projects and older resale stock, well below Banaswadi's ₹8,000–10,000/sqft average, all under ₹1 Cr. RERA-checked, price/sqft compared, zero brokerage surprises.

15+
Verified homes < ₹1 Crore
₹42.00 L
Starting resale 1 BHK price
₹8,400–9,900
Avg. price / sqft at this budget
0%
Hidden brokerage
Budget elevation / what ₹1 Crore buys you
₹42.00 L–₹62.00 L
1 BHK / older 2 BHK resale
500–700 sqft
₹62.00 L–₹85.00 L
2 BHK, budget-tier new
700–950 sqft
₹78.00 L–₹99.00 L
3 BHK, entry-tier
1000–1250 sqft
Indicative bands across older resale and budget-tier new stock — confirm exact unit pricing with Relgrow
RERA-verified project filings
Site-visited by our Banaswadi team
Price/sqft benchmarked against Banaswadi's true area average
Direct owner & builder inventory, no markup

1, 2 & 3 BHK apartments under 1 crore in Banaswadi

At this budget the real decision is older resale in an established building vs. a compact unit in a smaller, less-branded new project. Here's what's realistically available under ₹1 Cr right now.

1 BHK / older 2 BHK resale
₹42.00 L – ₹62.00 L

500–700 sqft · smallest new-build 1 BHKs and older resale 2 BHKs

  • The most affordable entry point into Banaswadi specifically
  • Older resale buildings offer meaningfully more space per rupee
  • Verify building age, structural condition and khata status carefully
View entry-tier listings →
2 BHK, budget-tier new
₹62.00 L – ₹85.00 L

700–950 sqft · smaller, less-branded developers

  • Genuine new-construction stock, just not from flagship developers
  • Rates run well below Banaswadi's overall average of ₹8,000–10,000/sqft
  • Best fit for buyers prioritising the Banaswadi address over brand name
View budget-tier 2 BHK listings →
3 BHK, entry-tier
₹78.00 L – ₹99.00 L

1000–1250 sqft · rates well below the area average

  • A genuine 3 BHK under ₹1 Cr is realistic only from entry-tier developers
  • Premium 3 BHK stock in Banaswadi typically starts well above ₹1.2 Cr
  • Best suited to families prioritising space and the Banaswadi postcode
View 3 BHK listings →

Apartments under 1 crore in Banaswadi — 15 options compared

A cross-portal snapshot of 1, 2 & 3 BHK apartments currently trading under ₹1 Cr in and around Banaswadi. Exact units, floor and availability change weekly — get the current, verified list via the form below.

#ProjectLocalityConfigSizePriceRate /sqft
1Purva AtmosphereBanaswadi1 BHK (entry)500 sqft₹42.00 L₹8,400
2SLV GrandBanaswadi1 BHK / older 2 BHK600 sqft₹52.00 L*₹8,667*
3White Lotus KalaBanaswadi2 BHK (resale)700 sqft₹62.00 L*₹8,857*
4Sobha IndraprasthaBanaswadi2 BHK (entry)700 sqft₹62.00 L₹8,857
5Sobha MalachiteBanaswadi2 BHK742 sqft₹73.50 L*₹9,906*
6Purva VeneziaBanaswadi2 BHK (larger)866 sqft₹72.25 L*₹8,343*
7Sansidh GalaxyBanaswadi2 BHK (largest)950 sqft₹85.00 L*₹8,947*
8Purva AtmosphereBanaswadi2 BHK825 sqft₹73.50 L*₹8,909*
9SLV GrandBanaswadi3 BHK (entry)1000 sqft₹78.00 L₹7,800
10White Lotus KalaBanaswadi3 BHK1035 sqft₹88.50 L*₹8,551*
11Sobha IndraprasthaBanaswadi3 BHK (larger)1181 sqft₹88.50 L*₹7,494*
12Sobha MalachiteBanaswadi3 BHK (largest)1250 sqft₹99.00 L*₹7,920*
13Purva VeneziaBanaswadi3 BHK1125 sqft₹88.50 L*₹7,867*
14Resale apartment (2009-built)Banaswadi2 BHK (resale)900 sqft₹52.75 L*₹5,861*
15Independent builder floorBanaswadi2 BHK950 sqft₹72.25 L*₹7,605*

Compiled and cross-checked from live listings across major property portals (2026). *Rows marked with an asterisk are computed using the disclosed average price/sqft for that BHK category in Banaswadi's sub-₹1-Cr segment, since exact unit pricing wasn't itemised for these specific named projects at the time of research — confirm the current asking price with Relgrow before shortlisting. Rows without an asterisk reflect the lowest verified transacted price for that configuration across Banaswadi as a whole. Rows listing an adjacent locality are in developments bordering Banaswadi rather than its core — listed for comparison since they're commonly cross-shopped at this budget.

Where does your ₹1 Crore go further?

At this budget, the decision isn't really about sub-locality — it's whether you accept an older building or a smaller, less-branded developer to stay inside Banaswadi's address at all. Here's how the two segments compare.

Banaswadi premium core

Avg. price / sqft₹8,000–10,000+
CharacterFlagship and branded mid-tier towers, fuller amenity sets
ConnectivityBest commute position within the corridor
Best forStrongest resale liquidity, shortest commute
Under ₹1 Cr, expectEffectively nothing — this segment starts well above ₹1 Cr

Banaswadi budget-tier / older resale

Avg. price / sqft₹6,000–12,100
CharacterSmaller developers, older buildings, fewer amenities
ConnectivityStill within Banaswadi — same postcode, often similar commute
Best forGenuine Banaswadi address at a fraction of the area's average rate
Under ₹1 Cr, expectThe full range — 1 BHK through 3 BHK, depending on age and builder

The real cost of a ₹1 Cr home isn't ₹1 Cr

Listing portals show the sale price. Nobody shows what actually lands in your total outlay. Here's the full picture on a typical ₹1 crore Banaswadi home.

Cost headTypical rateOn a ₹1 Cr home
Base sale price₹1,00,00,000
Stamp duty (Karnataka)5% + 10% cess/surcharge*₹5,50,000
Registration charge1%₹1,00,000
GST (only if under-construction apartment)5% of base price (1% if unit qualifies as affordable housing)₹0 – ₹5,00,000
Khata transfer / BBMP charges2% of guidance value, approx₹27,000 – ₹43,000
Maintenance / corpus deposit₹25–70 per sqft, one-time₹38,000 – ₹92,000
Legal + documentationFlat fee, scales with property value₹17,000 – ₹38,000
Home loan processing fee0.5%–1% of loan amount₹40,000 – ₹80,000

*Stamp duty is 3% up to ₹20L, 3% from ₹21–45L, and 5% above ₹45L in Karnataka, plus a 10% surcharge/cess on the duty amount — check the current Karnataka Stamps & Registration schedule for your exact slab. GST on under-construction apartments is 5% without input tax credit, dropping to 1% only if the unit meets the affordable-housing definition (broadly, carpet area and value caps) — confirm which slab your shortlisted unit falls under; resale flats attract no GST. Budget an extra 7–10% over the sale price for a resale home, and up to 11% for an under-construction apartment.

How far is your shortlisted home from work, really?

Banaswadi's appeal depends on genuine day-to-day connectivity — here's what that actually looks like at peak hour.

DestinationApprox. drive time from Banaswadi
Banaswadi Railway StationOn-site to 5 min
Kalyan Nagar5–10 min
HBR Layout5–10 min
Hennur10–15 min
Central Bangalore (MG Road / CBD)25–30 min
Kempegowda International Airport35–45 min

Estimates for typical weekday peak traffic (9–10 AM / 6–7 PM), not off-peak. Banaswadi has its own railway station, which along with nearby Baiyappanahalli metro access gives it more genuine connectivity than several neighbouring North-East pockets.

The 7-point document check most buyers skip

Every project on our Banaswadi shortlist is checked against the same document standards, whether it's an older resale building or a newer budget-tier launch. Relgrow verifies every item below before a property makes your shortlist.

01

RERA registration

Confirm the project's RERA number is live and matches the builder on the Karnataka RERA portal — not just quoted in a brochure.

02

A-Khata, not B-Khata

B-Khata properties can't get a home loan from most banks and carry resale/legal risk — confirm khata status carefully, especially on older or independent-builder stock.

03

Occupancy Certificate (OC)

No OC means the building isn't legally fit for occupation yet — check this even on premium towers with a strong brand name.

04

Encumbrance Certificate (13+ yrs)

Confirms the home is free of loans, disputes or unpaid dues from a previous owner — non-negotiable on resale.

05

Complete sale deed chain

Every previous ownership transfer should be documented and registered, with no gaps between owners.

06

Property tax & maintenance dues

Ask for the last 2 years of BBMP property tax receipts and a maintenance due-clearance letter from the association.

07

UDS & sanctioned building plan

Confirm your Undivided Share of land matches the sale deed and that the built structure matches the BBMP-sanctioned plan on file.

Apartments under 1 Crore by pocket

Banaswadi spans a wide stretch, so the real variation at this budget is building age and developer tier rather than street name alone. Here's what to expect.

Core

Banaswadi

₹8,000–10,000/sqft · pincode 560033

The core of Banaswadi itself, and the anchor for most of the listings on this page.

Established

Banaswadi Main Road

₹6,400–9,000/sqft

Part of Banaswadi's wider coverage area — worth checking for additional inventory under ₹1 Cr.

Adjacent

Kalyan Nagar border

₹6,400–9,000/sqft

Part of Banaswadi's wider coverage area — worth checking for additional inventory under ₹1 Cr.

Adjacent

HBR Layout border

₹6,400–9,000/sqft

Part of Banaswadi's wider coverage area — worth checking for additional inventory under ₹1 Cr.

Adjacent

Horamavu border

₹6,400–9,000/sqft

Part of Banaswadi's wider coverage area — worth checking for additional inventory under ₹1 Cr.

Schools, hospitals & malls near Banaswadi apartments

What you're really buying into, beyond the flat itself.

CategoryLandmarkApprox. distance from Banaswadi
HospitalMotherhood Hospital, Kalyan Nagar5–10 min
HospitalOvum Hospitals5–10 min
SchoolNational Public School, Kalyan Nagar5–10 min
SchoolSt. Paul's English School8–12 min
Mall / retailKalyan Nagar retail stretch5–10 min
Mall / retailPhoenix Marketcity20–25 min
Employment hubManyata Tech Park & Old Madras Road10–20 min
RailBanaswadi Railway StationOn-site

Distances are approximate and vary by exact project location within Banaswadi.

Relgrow's Banaswadi service area

We actively track and verify inventory across Banaswadi and its immediate surrounding pockets — not just the most-advertised stretch that most portals default to.

Localities & pincodes covered

Banaswadi · 560033 Banaswadi Main Road · 560043 Kalyan Nagar border · 560043 HBR Layout border · 560043 Horamavu border · 560043

Don't see your pincode? We're expanding coverage toward the Horamavu border — ask your advisor.

What actual Banaswadi buyers say

"Banaswadi's own railway station was the deciding factor for us, and Relgrow's shortlist stayed within a short walk of it."

— Ramesh N., bought in Banaswadi

"We compared resale flats across Banaswadi on real price per sqft before finalising near Kalyan Nagar border."

— Sowmya T., bought in Banaswadi

"Relgrow's khata verification on our shortlisted flat gave us real confidence before we booked."

— Praveen & Sindhu, bought near HBR Layout border

Listing portals show you flats. We show you the ones worth visiting.

01

RERA & title check first

Every project on our shortlist is checked against the Karnataka RERA portal before it reaches you — not after you've booked.

02

Real price/sqft, not asking price

We track transacted prices, not just listing prices, so you know what a ₹1.24 Cr home is actually worth negotiating to.

03

Zero brokerage on select inventory

Many of our Banaswadi listings connect you directly with owners or builders — no added brokerage layered on top.

04

Local, not a call centre

Your advisor has walked these buildings. You get floor plans, resale history and honest red flags, not a script.

EMI calculator for your Banaswadi home

Slide to see the monthly EMI for any apartment priced under ₹1 Crore.

Estimated monthly EMI
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Loan amount₹0
Down payment₹0
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Illustrative estimate only — actual EMI depends on your lender, credit profile and processing charges. Not financial advice.

Apartments under 1 Crore in Banaswadi Bangalore — your questions

Can I get a 2 BHK under 1 crore in Banaswadi?+
Yes, but it means stepping below Banaswadi's average rate of roughly ₹8,000–10,000 per sqft. Under ₹1 crore, 2 BHKs generally come from older resale buildings or smaller, less-branded projects trading well below the area average, rather than the premium towers most associated with the address.
What is the price of a 1 BHK apartment in Banaswadi?+
A 1 BHK in Banaswadi typically starts from around ₹42.00 L for 500 sqft and can go up to ₹62.00 L for larger, more established units, reflecting the trade-off between size and building age at this budget.
Is a 3 BHK possible under 1 crore in Banaswadi?+
It's possible but limited to specific budget-tier or older projects — 3 BHKs under ₹1 crore in Banaswadi typically run 1000–1250 sqft, well below the area's overall 3 BHK average which extends well past ₹1.2 crore for premium stock. Expect an older building, a smaller developer, or both.
Is Banaswadi affordable for a first-time buyer under 1 crore?+
Banaswadi is one of Bangalore's actively developing corridors, with an average rate of roughly ₹8,000–10,000 per sqft overall. Under ₹1 crore, buyers are largely limited to compact 1/2 BHKs or older resale stock rather than the newer premium towers most associated with the address — the trade-off is genuine Banaswadi connectivity at a fraction of the typical rate.
Which parts of Banaswadi offer flats under 1 crore?+
Older, smaller-developer stock and select budget-tier projects across Banaswadi and its immediate surroundings generally offer the most options under ₹1 crore, since these trade meaningfully below the area's overall average of ₹8,000–10,000 per sqft.

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